Choice Checking

Choice Checking

Take control of your finances! With this one of a kind account, you get lots of special discounts from national retailers and comprehensive fraud protection for you, your credit cards, and more. Plus you have the ability to make the low monthly service fee magically disappear, just by doing simple everyday things you're probably already doing anyway!

To apply, call or come into your local branch.


Easily reduce or eliminate $6.50 monthly service fee!

Qualifications to reduce the low monthly service charge:

  • Begin each statement cycle with $6.50 service fee
  • Be enrolled and receive eStatement notice to reduce fee by $1.00
  • Further reduce by 15ยข per debit card purchase that posts and settles, until fee is eliminated


  • Comprehensive identity protection and ID theft restoration service
  • Discounts and rebates at over 125,000 local and national retailers
  • Unlimited check writing
  • No minimum balance to maintain account
  • Free debit card
  • Free online banking with bill pay
  • Free 24/7 Phone Bank
  • Direct deposit available

*Minimum to open account is $10. The monthly service fee for this account is $6.50. This fee may be reduced by doing the following during the monthly statement cycle: $1.50 reduction in fee for enrolling in and receiving e-statement notice and $0.15 reduction in fee for each posted and settled debit card purchase. Qualifying transactions must post to and settle account during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Statement Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Merchant rewards and identity theft protection available one business day following account opening. PIN based transactions do not count towards qualifying debit card transactions.

Fraud Protection

When you sign up for Choice Checking, you're taking control of more than just your finances. Our comprehensive identity and card protection services help protect your personal information. Should anything happen, we will get you through it.

Real-Time Identity Protection

The best defense is a good offense. We can help stop ID fraud in its tracks with around-the-clock monitoring of up to 25 items, including:

  • Debit cards
  • Credit cards
  • Other personal info you provide (such as your Social Security Number).

If we detect anything unusual, we notify you immediately.

Identity Restoration

If you suspect your identity has been compromised, our Restoration Specialists will provide hands-on assistance to restore your identity while you get on with your life. We contact all affected vendors and/or agencies on your behalf, including credit card companies, credit reporting agencies, Security Administration, and many more.

Wallet Replacement

If you lose your wallet, we work with you to replace those crucial items, including your driver's license, credit cards, debit cards, and medical cards; the things you rely on every day.

Exclusive Discounts

As a Choice Checking account holder, you also get special discounts and rebates through our exclusive online discount savings program. You can save big bucks at over 125,000 major national and local retailers.

National Savings

Enjoy rebates up to 30% at hundreds of the biggest brand-name national retailers online. Simply make your purchase and the rebate will be automatically deposited back into your checking account.

In-Store Savings

Before you go shopping, you can enter your zip code to find discounts and specials at nearby retailers. Just print out the coupon and go get your savings!

Grocery Coupons

Just clip and print our free, online grocery coupons to save on food and household products at your local supermarket.

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