Kasasa Cash

Kasasa Cash

Massive interest. Nationwide ATM fee refunds. No minimum balance or monthly fees. Do you Kasasa?

It's not a word you've heard before; that's because Kasasa is a brand new way to bank. In fact, Kasasa is a lot more than just a new approach to banking. It's a way to improve your quality of life by earning up to 1.36% APY* on your money and putting it where it can do you the most good: back in your pocket.

Get unlimited free checking with a massive interest rate and earn ATM fee refunds—not just ATM's in Pecos, Marathon, Sierra Blanca, Alpine, or West Texas, but anywhere nationwide!

Features & Benefits
  • 1.36% APY* on balances up to $10,000
  • 0.25% APY* on amount over $10,000
  • 0.05% APY* if qualifications aren't met
  • Unlimited ATM fee refunds nationwide
  • No monthly fees
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free debit card
  • Free online banking with bill pay
  • Free online statements
  • Free telephone banking
  • Direct deposit available
  • Overdraft protection available
  • FDIC insured
  • $1 minimum deposit to open

For maximum returns, open a Kasasa Saver account and earn a second interest rate on your Kasasa Cash rewards!

Qualifications

To earn the highest interest rate and ATM fee refunds, simply do the following each monthly qualification cycle:

  • Have at least 10 signature based debit card transactions post and clear per qualification cycle
  • Have at least one Automatic Payment or Direct Deposit or Online Bill Pay post and clear per qualification cycle
  • Access Online Banking at least once per qualification cycle
  • Sign-up for E-Statements

If you miss a month, don't worry! You still enjoy free checking and earn our base rate of interest. And you can get back to earning the full rewards the next monthly qualification cycle.

*APY=Annual Percentage Yield. Minimum to open account is $1.00. Annual Percentage Yield (APY) accurate as of 12/23/11. Rate tiers are as follows: 1.36% APY applies to balances of $0.01 - $10,000 and 0.25% APY applies to balances over $10,000 if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.25% APY – 1.36% APY if monthly qualifications are met.

Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra-bank transfers do not count as qualifying transactions. ATM Fee reimbursements provided only if qualifications are met within the monthly qualification cycle.