Kasasa Cash

Kasasa Cash

High interest. Nationwide ATM fee refunds.* No monthly service fee or minimum balance to earn rewards. Do you Kasasa?®

It's not a word you've heard before — that's because Kasasa® is a brand new way to bank. It's free checking that earns high rates. So it's a lot more than just a new approach to banking — it's a way to improve your quality of life.

Plus, this free checking account offers refunds on ATM fees* — not just ATMs in Pecos, Marathon, Alpine, or West Texas, but anywhere nationwide! So put your money where it can do you the most good: back in your pocket.

To apply, call or come into your local branch.

Features & Benefits

Connect to Kasasa Saver - your free savings account that builds your balance automatically!


To earn our highest interest rate and ATM fee refunds, simply do the following during the monthly qualification cycle:

  • Have at least 10 signature based debit card purchases post and settle
  • Have at least one direct deposit, automatic payment (ACH), or bill pay transaction post and settle
  • Be enrolled and log into Online Banking at least once
  • Be enrolled and receive E-Statement notice

If you miss a month, don't worry! You still enjoy free checking and earn our base rate of interest. And you can get back to earning the full rewards the next monthly qualification cycle.

*APY=Annual Percentage Yield. APYs accurate as of 12/03/14. Rates may change after account is opened. Minimum to open is $1 for Kasasa Cash and $1 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of .75%; and (3) balances over $10,000 earn 0.03% interest rate on the portion of the balance over $10,000, resulting in 0.03% - 0.75% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning on the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. PIN based transactions do not count towards qualifying debit card transactions. You must notify bank for reimbursement of an individual ATM fee of $5.00 or higher.

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