Rates

APY = Annual Pecentage Yield

Rates effective as of 08/31/15

Kasasa Accounts

Minimum Deposit to OpenTiered RatesInterest RateAPY
Kasasa Cash*$1.00$0 to $10,0001.35%1.36%
Balances above $10,0000.25%0.25%
All balances if qualifications
are not met
0.02%0.02%
Kasasa Saver*$1.00 $0 to $10,0000.75%0.75%
Balances above $10,0000.03%0.03%
All balances if qualifications
are not met
0.02%0.02%

Qualifications for Kasasa Cash and Saver:

To earn the rewards, simply do the following each monthly qualification cycle:

  • Have at least 10 signature-based debit card purchases post and settle
  • Have at least one direct deposit, automatic payment (ACH), or bill pay transaction post and settle
  • Be enrolled and receive E-Statement notice

When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: (1) Balances up to $10,000 receive a 1.36% APY; and a 0.25% APY on the portion of the balance over $10,000, resulting in a range from 0.25% to 1.36% APY depending on the account's balance. (2) Kasasa Saver: Balances up to $10,000 receive an APY of 0.75% and 0.03% APY on the portion of the balance over $10,000, resulting in a range from 0.03% to 0.75% APY depending on the account's balance.

When Kasasa Cash qualifications are not met ATM fees are not refunded, all balances in you Kasasa Cash account earn 0.02% APY, and all balances in your Kasasa Saver account earn 0.02% APY.

Checking and Savings

Minimum Deposit to OpenBalance tiersInterest RateAPY
Regular Savings Account$100.000.02%0.02%
Money Market Investment Account$2,500.00
Rate 4$0 to $24,999.990.03%0.03%
Rate 3$25,000.00 to $49,999.990.05%0.05%
Rate 2$50,000.00 to $99,999.990.08%0.08%
Rate 1$100,000.00 and over0.25%0.25%

APY's are percentage rates reflecting quarterly compounding. Rates may change after the account is opened. Fees may reduce earnings.

Certificates of Deposit $100,000 and over

Our CD rates are competitive with other institutions in the area's we service. For information on our current rates and annual percentage yields, you may contact a Telephone Banker at 877-445-9550, or visit one of our friendly and knowledgeable Bankers at one of our locations, or email us. Click here for additional information on our CD product.

View the CD product information

Step-Up CDs Interest RateStep-Up CDs APY*TermInterest RateAPY
  90 Days0.03%0.03%
  180 Days0.40%0.40%
  1 Year0.20%0.20%
  11/2 YearsCurrently Not AvailableCurrently Not Available
0.20%0.20%2 Years0.80%0.80%
0.30%0.30%3 Years0.45%0.45%
0.40%0.40%4 Years0.55%0.55%
0.55%0.55%5 Years0.70%0.70%

APY's are percentage rates reflecting quarterly compounding. Rates may change after the account is opened. Fees may reduce earnings. Minimum deposit to open is $100,000. A penalty may be imposed for early withdrawal.

CDs less than $100,000 ($1,000 minimum)

View the CD product information

Step-Up CDs Interest RateStep-Up CDs APY*TermInterest RateAPY
  90 Days0.03%0.03%
  180 Days0.40%0.40%
  1 Year0.20%0.20%
  11/2 YearsCurrently Not AvailableCurrently Not Available
0.20%0.20%2 Years0.80%0.80%
0.30%0.30%3 Years0.45%0.45%
0.40%0.40%4 Years0.55%0.55%
0.55%0.55%5 Years0.70%0.70%

APY's are percentage rates reflecting quarterly compounding. Rates may change after the account is opened. Fees may reduce earnings. Minimum deposit to open is $1,000. A penalty may be imposed for early withdrawal.