Employment

TransPecos Banks, SSB is always in search of talented professionals to join our organization. Our available positions are listed in the Current Opportunities section below. If you see something for which you would like to apply, please download the application below:

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Current Opportunities

Job Title: Credit Analyst

Summary:

Primary purpose of the position is to analyze and monitor credit worthiness of the bank's customers and potential customers. The person analyzes financial statements, tax returns, and bank references to evaluate the financial condition of individuals and businesses applying for credit with the bank. Makes recommendations on credit lines consistent with bank policy and guidelines.

Essential Duties & Responsibilities:

To perform this job successfully, an individual must be able to perform each of the essential duties satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Obtains loan request information from commercial lenders and/or the banks borrowers to analyze credit information, financial statements and other related information pertaining to the loans.
  • Researches background documentation and reviews personal and business financial statements and tax returns. Analyzes financial information and prepares the preliminary analysis for the lender and Chief Credit Officer.
  • Request and obtains financial statement on existing customers.
  • Reviews and prepares written analysis, spreadsheets, reports, summaries and opinions.
  • Prepares or assists in the preparation of loan memorandum for presentation to lenders and/or loan committees.
  • Meets with current and potential clients to review and evaluate financial conditions.
  • Follow all applicable laws and regulations.
  • Carries out responsibilities with professionalism, respect for others, in accordance with the organization's policies and applicable laws
  • Prepares miscellaneous management reports.
  • Any other duties as assigned.

Key Deliverables:

  • Credit write ups
  • Periodic management reports on portfolio
  • Financial spreads
  • Cash flow analysis

Organizational Structure:

  • Reports to: Chief Credit Officer
  • Supervises: None

Qualifications:

Knowledge/Skills:

Preferred:

  • 3 – 5 years bank credit experience
  • Bachelor's Degree in Accounting, Finance, or Business

Required:

  • Banking or financial services experience
  • Proficient in MS Office Products
  • Strong skills in MS Excel
  • Strong mathematical skill

Talents:

  • Strong sense of urgency
  • Competitive
  • Ability to think strategically with a strong attention to detail, standards, and consistency.
  • Strong financial analysis and business acumen
  • Sound judgement and decision making
  • Excellent written and verbal communication skills
  • Customer-oriented (internal and external)

Other:

  • Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.

Job Title: Universal Teller


Locations:

Pecos, TX - Part-Time

Alpine, TX - Part-Time

Marathon, TX - Part-Time

Summary:

Accurately and efficiently process and record routine transactions for bank customers including cashing checks, accepting deposits and withdrawals, processing loan payments and money transfers. Promote and advise on the bank's products and services.


Essential Duties and Responsibilities:

  • Receive and count working cash at beginning of shift
  • Identify customers, validate and cash checks
  • Accept cash and checks for deposit and check accuracy of deposit slip
  • Process cash withdrawals
  • Perform services for customers such as ordering bank cards and checks and preparing cashier's checks and personal money orders
  • Receive and verify loan payments
  • Record all transactions promptly, accurately and in compliance with bank procedures
  • Balance currency, cash and checks in cash drawer at end of each shift
  • Answer inquiries regarding checking and savings accounts and other bank related products
  • Attempt to resolve issues and problems with customer's accounts
  • Process night deposits
  • Other duties as assigned

Education and/or Experience:

  • High school diploma or equivalent.
  • Some clerical, administrative, cash handling, sales or customer service experience preferred.
  • Knowledge of customer service principles and relevant computer skills.

Key Competencies:

  • Strong numerical ability
  • Good listening and communication skills
  • Customer service orientation