Choice Checking

Choice Checking

Choice Checking puts you in charge. This special checking account comes with a membership to an exclusive online merchant rewards program. Earn cash back rewards from national online merchants. Customize your preferences, so you find rewards you actually want. Deals are easy to search for – and even easier to redeem.

You'll also get comprehensive fraud and identity protection, so your financial information remains secure as you shop online.

There's no minimum balance to keep with this account, and it's simple to chip away at your monthly service charge. All you have to do are a few things that make banking easier anyway. Start shopping today!


Checking account with online merchant rewards

Earn cash back rewards from over 3,200 national online merchants

Choose cash or redeemable gift cards

Get comprehensive identity fraud protection and restoration services

Enjoy unlimited check writing

Free online banking & bill pay

Free e-Statements

Free debit card

No minimum balance to maintain

To reduce or eliminate $6.50 monthly service fee:

  • Be enrolled in and receive e-Statement notice to reduce fee by $1.50
  • Further reduce by 15¢ per debit card purchase that posts and settles, until fee is eliminated
  • $10 minimum deposit to open account

Merchant Rewards

When you open a Choice Checking account, you become an automatic member of an exclusive online merchant rewards program. We've made it really simple to find cash back deals you can get excited about-- all by shopping online.

Here's how it works:

  • Sign up at
  • Personalize your deal dashboard based on your preferences
  • Search hundreds of deals and earn cash back rewards!
  • Download the deal button to your browser for even easier searching
  • Merchants will be highlighted on Search Results Pages – so you never miss a deal!
  • Redeem rewards via the browser button or the website
  • Use your cash reward or gift card to save money!

Sign up today and start shopping!

Fraud Protection

When you sign up for Choice Checking, you're taking control of more than just your finances. Our comprehensive identity and card protection services help protect your personal information. Should anything happen, we will get you through it.

Real-Time Identity Protection

The best defense is a good offense. We can help stop ID fraud in its tracks with around-the-clock monitoring of up to 25 items, including:

  • Debit cards
  • Credit cards
  • Other personal info you provide (such as your Social Security Number).

If we detect anything unusual, we notify you immediately.

Identity Restoration

If you suspect your identity has been compromised, our Restoration Specialists will provide hands-on assistance to restore your identity while you get on with your life. We contact all affected vendors and/or agencies on your behalf, including credit card companies, credit reporting agencies, Security Administration, and many more.

Wallet Replacement

If you lose your wallet, we work with you to replace those crucial items, including your driver's license, credit cards, debit cards, and medical cards; the things you rely on every day.

Exclusive Discounts

As a Choice Checking account holder, you also get special discounts and rebates through our exclusive online discount savings program. You can save big bucks at over 125,000 major national and local retailers.

National Savings

Enjoy rebates up to 30% at hundreds of the biggest brand-name national retailers online. Simply make your purchase and the rebate will be automatically deposited back into your checking account.

In-Store Savings

Before you go shopping, you can enter your zip code to find discounts and specials at nearby retailers. Just print out the coupon and go get your savings!

Grocery Coupons

Just clip and print our free, online grocery coupons to save on food and household products at your local supermarket.

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