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TransPecos Banks. Texas Banking at its Best.

Rates

 
APY = Annual Percentage Yield
Rates effective as of 12/05/18

Kasasa Accounts

Minimum Deposit to Open Tiered Rates Interest Rate APY*
Kasasa Cash* $1.00 $0 - $10,000 1.35% 1.36%


Balances above $10,000 0.25% 0.25%


All balances if qualifications are not met 0.02% 0.02%
Kasasa Saver* $1.00 $0 to $10,000 0.75% 0.75%


Balances above $10,000 0.03% 0.03%


All balances if qualifications are not met 0.02% 0.02%
Qualification for Kasasa Cash and Savers
 
To earn the rewards, simply do the following each monthly qualification cycle:
  • Have at least 10 signature-based debit card purchases post and settle
  • Have at least  one direct deposit, automatic payment (ACH), or bill pay transaction post and settle
  • Be enrolled and receive E-Statement notice.
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: (1) Balance up to $10,000.00 receives a 1.36% APY and a 0.25% APY on the portion of the balance over $10,000.00 resulting in a range from 0.25% to 1.36% APY depending on the account balance (2) Kasasa Saver. Balances up to $10,000.00 receive an APY of 0.75% and 0.03% APY on the portion of balance over $10,000.00. resulting in a range from 0.03% to 0.75% APY depending on the account's balance.
When Kasasa Cash qualifications are not met, ATM fee's are not refunded and all balance in your Kasasa Cash account earn 0.02% APY, and all balances in your Kasasa Saver account warn 0.02% APY
 
 
Checking and Savings

Minimum Deposit to Open Balance Tiers Interest Rate APY*
Regular Savings Account $100.00
0.02% 0.02%
Money Market Account $2,500.00




$0 to $24,999.99 0.03% 0.03%


$25,000 to $49,999.99 0.05% 0.05%


$50,000 to $99,999.99 0.15% 0.15%


$100,000 and over 0.25% 0.25%
Checking Plus Interest $2500.00




$0.00 to $2,499.99 0.00% 0.00%


$2500.00 to $49,999.99 0.01% 0.01%


$50,000.00 to $99,999.99 0.02% 0.02%
$100,000.00 and over 0.05% 0.05%

APY's are percentage rate reflecting quarterly compounding. Rate may change after the account is opened. Fees may reduce earnings.
 

CD RATES - $1000.00 minimum to open a certificate of deposit
Term Interest Rate APY*
90 Days 0.03% 0.03%
180 Days 0.25% 0.25%
1 Year 0.30% 0.30%
2 Years 0.75% 0.75%
3 Years 0.80% 0.80%
4 Years 0.85% 0.85%
5 Years 0.90% 0.90%*
APY's are percentage rate reflecting quarterly compounding. Rates may change after the account is opened. Fees may reduce earnings. Minimum deposit to open is $1000.00. A penalty may be imposed for early withdrawal.