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TransPecos Banks. Texas Banking at its Best.

Rates


 Current Rates


Simple Checking


 

Interest

 

APY*


$0.00 to $24,999.99 0.01% 0.01%

$25,000 to $49,999.99
0.01% 0.01%

$50,000 to $99,999.99 0.02% 0.02%

$100,000 and over 0.02% 0.02%




Simple Savings

Business or Community Money Market


 

Interest


APY*


$0.00 to $24,999.99 0.01% 0.01%

$25,000 to $49,999.99 0.02% 0.02%

$50,000 to $99,999.99 0.03% 0.03%

$100,000 and over 0.03% 0.03%
*APY is Annual Percentage Yield - APY's are percentage rates reflecting quarterly compounding interest.  Rate may change after the account is opened.  Fees may reduce earnings.

In order to provide expanded FDIC insurance, the bank may be able to offer the ICS product. Rates and APY's for ICS may change daily and will be provided separately via email. ICS is subject to availability.

CD Rates by Term - $1000 minimum to open 

Interest

APY*

90 Days 0.10% 0.10%

180 Days

0.20% 0.20%

1 Year

0.25% 0.25%

2 Years

0.38% 0.38%

3 Years

0.40% 0.40%

4 Years

0.43% 0.43%

5 Years

1.00% 1.00%




Other Term Deposits - $500 minimum to open
Interest
APY*

IRA - Term 1 1/2 Years

0.32% 0.32%

Roth - Term 1 Year

0.25% 0.25%
* Annual Percentage Yield (APY) and interest rates are accurate as of 1.28.2022
*APY is Annual Percentage Yield - APY's are percentage rates reflecting quarterly compounding interest.  Rate may change after the account is opened.  Fees may reduce earnings.  Minimum deposit to open is $1000.  A penalty may be imposed for early withdrawal.

In order to provide expanded FDIC insurance, the bank may be able to offer the CDARS product. Rates and APYs for CDARS may change weekly and will be provided separately via email. CDARS terms include 4 weeks, 13 weeks, 26 weeks, 52 weeks, 2 years, and 3 years. CDARS orders occur once a week on Wednesday morning. Please note the maximum order amount per week may vary and the 4/5 year CDARS is subject to availability and may not be available every week.